Pick an amount, see what you could qualify for, and send your request in minutes. The whole process happens online.
Same paycheck gap. The only difference is one form and five minutes.
Fill out a single short form and we route it to the lenders in our network who are the best fit, instead of you starting over on every site that pops up in a search.
A matched lender lays out the amount, repayment schedule, and total cost up front. You read it, compare it against your budget, and decide — nothing is signed for you.
Lenders in our network weigh your income and employment alongside your credit score, so one rough patch on your report isn't automatically the end of the conversation.
Once you accept an offer, the lender handles the rest. Depending on the lender and your bank, money can show up in your account the next business day.
Submitting a request through Swift2Funds costs nothing. If an offer doesn't fit your budget, you simply don't accept it — there's no fee and no pressure either way.
cost to use Swift2Funds
Tell us how much you need, between $100 and $5,000, and a little about yourself. It takes about five minutes.
If a lender in our network can work with you, you'll see their full terms before agreeing to anything.
Say yes only if the offer works for you. Funds can arrive as soon as the next business day.
"I'd already been turned down twice. Swift2Funds matched me with a lender the same afternoon and I actually understood the terms before I signed anything."
"My car needed a repair I didn't have cash for. One form, one lender responded, funds were in my account the next morning."
"My credit isn't great. I expected to be ignored, but the lender actually looked at my job history too, and I got a clear offer to review."
Illustrative experiences. Results vary — approval and terms depend on the lender, your application, and where you live.
One short form reaches our whole network instead of you starting over on every site you find. It won't fix the whole month, but it can get today's number closer to zero.